We hit a bit of a snag at the bank last week for the loan for the apartment. Because Stéphane is a fonctionnaire (works for the government) he qualifies to be a member of a private bank with a pretty nice savings account system, so we didn't even bother going to any other banks to get quotes for our loan. The problem was that the person we talked to gave us a bunch of static about my not being French. This happens occasionally, but this is the first time it really threatened to hurt us. There are some people here that think that America is such an amazing country that they can't believe anyone would ever want to leave it, so if I'm here, that means I'm obviously running some kind of scam. She actually said to us that she didn't know if her company could approve our loan because there was the chance that we could move to America, leave our debt behind, and then not fulfill our commitment to repaying our loan.
Yes, that's right, my husband's going to leave his fonctionnaire position (which basically means he can never lose his job unless something really tragic happens) and we're going to abandon our apartment, on which we're putting a thirty percent down payment, and go back to America, where we will have no money, no jobs and very little help from the government to get on our feet. Christ some people can really talk out of their asses, can't they?
I nearly burst into tears of anger and Stéphane wasn't too pleased either, but we soon realized that this woman literally has no idea what she's talking about. Of course, we can't tell her what we really think because she's still standing between us and our loan approval (which still has to be approved by committee, but we are asking for such a small amount it's almost comical) but once it was clear that she won't personally be making any decisions about our loan and she was seriously making stuff up, we calmed down, smiled and nodded, and set an appointment for this Wednesday to finalize our loan request.
Now I'm thinking that maybe it wouldn't be a bad idea to try and get my citizenship sooner than later. Not that it would affect this loan, as it takes nearly two years for citizenship to be approved, even if I had all the documents. I wish I could afford to take a quick trip to the States in order to grab all the documents we need and just be done with it. In the meantime I smile and nod and try not to let it bother me that some people do not care that I have a college education and am bilingual, I will always be just a foreigner to them.